Legal

We look at how changes in the law will affect your mortgage, investments and property so that you don;t get caught out being on the wrong side.

Wills Awareness Day - 19 August 2011

Mortgage One - Friday, August 19, 2011

“If you’re not ready to die, then how can you live?”
Charles de Lint

Get ready, and start thinking about Estate Planning, which includes the preparation of a Will, a Power of Attorney and an Enduring Power of Guardianship.

The whole aim of estate planning is to eliminate uncertainties over the administration of your estate after you die, maximising the value of your estate by reducing taxes and other expenses, and minimising the heartache and distress of the loved ones you leave behind.

What is a will?

A Will is a legal document that sets out how your property will be distributed after death.

Should I have a will?

 Every adult should have a Will. A Will gives you control over who gets your property after you die. It should be your choice about how your assets are distributed. Your Will may deal with items of sentimental value, and may direct that a particular asset be left to a particular person. Also, you Will can state that a particular member of your family shall receive more or less than other beneficiaries. You may include gifts to charities or other significant people in your life who may not be related to you.

What if I die without leaving a valid Will?

If you die without leaving a Will, it means you are “intestate”. In NSW, the Succession Act 2006 provides a formula which will be applied to your assets and will determine who is entitled and in what share.

This may result in unfair and unintended distribution amongst your family. It will be left to those people who feel they have been treated unfairly by the application of the formula to your estate to apply to the Court to seek a share. This can be expensive and stressful and most importantly can be avoided if you leave a valid Will.

19 August 2011 is Wills Awareness Day, an initiative by the Law Society of New South Wales. Have a Will prepared by a professional today, it is an inexpensive process that won’t take as much time as you think, and the peace of mind when it’s done will be priceless.


 

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Andre Villas-Boas remains relaxed about the recent close scrutiny of owner Roman Abramovich at Chelsea's training ground as the Blues boss focuses on making sure his side finish in the top four of the Barclays Premier League - which he accepts is "not a very honourable position for the dimension of this club".

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Villas-Boas insists the situation has not been a distraction as he prepares for Saturday's trip to Everton, revealing his discussions with Abramovich had been "short and accurate and precise", and said: "The objectives we have for this season are pretty much outlined."

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