On 8 May 2012 Treasurer Wayne Swan delivered his fifth Federal budget. There are a number of announcements of which financial planners and their clients should be aware. The announcements in this Technical Update are proposals unless stated otherwise. These proposals need to successfully pass through Parliament before becoming law and may be subject to change during this process. Read more
Legal
We look at how changes in the law will affect your mortgage, investments and property so that you don;t get caught out being on the wrong side.
Wills Awareness Day - 19 August 2011
Mortgage One - Friday, August 19, 2011
“If you’re not ready to die, then how can you live?”
Charles de Lint
Get ready, and start thinking about Estate Planning, which includes the preparation of a Will, a Power of Attorney and an Enduring Power of Guardianship.
The whole aim of estate planning is to eliminate uncertainties over the administration of your estate after you die, maximising the value of your estate by reducing taxes and other expenses, and minimising the heartache and distress of the loved ones you leave behind.
A Will is a legal document that sets out how your property will be distributed after death.
Should I have a will?
Every adult should have a Will. A Will gives you control over who gets your property after you die. It should be your choice about how your assets are distributed. Your Will may deal with items of sentimental value, and may direct that a particular asset be left to a particular person. Also, you Will can state that a particular member of your family shall receive more or less than other beneficiaries. You may include gifts to charities or other significant people in your life who may not be related to you.
What if I die without leaving a valid Will?
If you die without leaving a Will, it means you are “intestate”. In NSW, the Succession Act 2006 provides a formula which will be applied to your assets and will determine who is entitled and in what share.
This may result in unfair and unintended distribution amongst your family. It will be left to those people who feel they have been treated unfairly by the application of the formula to your estate to apply to the Court to seek a share. This can be expensive and stressful and most importantly can be avoided if you leave a valid Will.
19 August 2011 is Wills Awareness Day, an initiative by the Law Society of New South Wales. Have a Will prepared by a professional today, it is an inexpensive process that won’t take as much time as you think, and the peace of mind when it’s done will be priceless.
Tweet
Comments (2981) | Trackbacks (0) | Permalink
Enquire Online
Calculators
A range of helpful calculators to help you work out your finances
Borrower help
Read our FAQ for all you need to know about getting a loan for your needs.
RBA to investigate funding costs
Mortgage One - Thursday, March 15, 2012 In a bid to determine whether or not Australia’s lenders were appropriate to move their rates independently of the cash rate, the Reserve Bank of Australia has launched an investigation into the true cost of funds. Read more
Wills Awareness Day - 19 August 2011
Mortgage One - Friday, August 19, 2011 “If you’re not ready to die, then how can you live?”
Charles de Lint Read more
It has been the conversation on everyone’s lips over the past few days, that is:- “Will the RBA cut rates again in the month of June”???
Mortgage One - Tuesday, June 12, 2012 No need to talk about it further as it is official the RBA has cut the cash rate for the second consecutive month. The big question now is of the 25points cut, how much of the rate cut will be passed on by the banks? Over the upcoming weeks the banks will begin to communicate how much of this rate cut they will pass on. Read more
The Smokers Dilemma
Mortgage One - Wednesday, June 20, 2012 It is estimated around 3 million Australians adult smokes cigarettes on a daily basis. The highest rate being among men in the 18-24 years of age group (34%) followed closely by women between 25-34 years of age (27%). Read more
Speak to one of our friendly advisors today on:
1300 30 LOAN
5626
 |
JOIN US ON FACEBOOK |
 |
FOLLOW US ON TWITTER |
Comments
viagra acheter en ligne
acheter generique viagra
viagra pas cher en france
Which has a bad credit is absolutely not an element of lifetime being expert and then make merriments. You will understand that if you pay for the expected at proper time it's going to ask other economic relevant quarrels as a result making existence bad. Having to pay keeping the satisfactory cash to dispense the bad credit tag words the use the provisions of bad credit loans. This can be a loan plan that redirects you and also release funds to reduce bad credit permanently from your living. In a condition of bad credit, a negative financial institution may be equipped or cannot promise assets.
bestellen viagra
cialis precio
venta viagra
achat cialis
viagra acheter
prezzo cialis
viagra acquistare
achat viagra en ligne
viagra
viagra en ligne
kaufen viagra
cialis comprar
comprar viagra
cialis generique
achat viagra
generico cialis
prezzo viagra
achat viagra en ligne
viagra acheter
viagra generique
adidas predator absolado lz
"There are regrets on the goal we conceded but 1-1 is a fair result and it is a good point here.
Koscielny limped off after just four minutes at Goodison Park and Gunners boss Arsene Wenger said afterwards he expected the centre-back to be out for three weeks.
Wenger was pleased to leave Merseyside with a point despite his side dominating the last 10 league meetings with Everton, winning eight and drawing just two.
Arsenal defender Laurent Koscielny is expected to be out until Christmas with a groin strain he suffered at Everton on Wednesday night.
Nike Mercurial VaporSuperflyIITF
Nike Total 90 Laser III TF
bckvhjfvcjgjh
stuff.
Nike GS
Andre Villas-Boas remains relaxed about the recent close scrutiny of owner Roman Abramovich at Chelsea's training ground as the Blues boss focuses on making sure his side finish in the top four of the Barclays Premier League - which he accepts is "not a very honourable position for the dimension of this club".
Chelsea's billionaire Russian owner has been conspicuous by his absence from the club's Cobham base since Villas-Boas became manager last summer, but this past week was on hand to watch first hand Villas-Boas putting the squad through their paces.
Villas-Boas insists the situation has not been a distraction as he prepares for Saturday's trip to Everton, revealing his discussions with Abramovich had been "short and accurate and precise", and said: "The objectives we have for this season are pretty much outlined."
Copyright (c) PA Sport 2012, All Rights Reserved.
AVB welcomes Abramovich presence
woolrich outlet online
Adidas Predator LZ
Moncler Vests Men
replt127h
useful and it has helped me out loads. I hope to give a
contribution & assist different users like its helped me.
Good job.
And i am glad reading your article. But wanna remark on few general
things, The website style is wonderful, the articles is really great : D.
Good job, cheers
LeBron 9 Griffey Swingman
Barcelona assistant coach Francesc Vilanova admitted his side never looked comfortable in their 1-0 win over Real Zaragoza.
A Seydou Keita goal just before the interval was enough to give the Spanish champions yet another win - but the match was never really settled until the final whistle.
Zaragoza sat back to absorb the pressure and then hit their opponents on the counter, forcing Victor Valdes into some good saves. In the end, they clung on to their lead and opened up a 10 point gap with Real Madrid - who face Racing Santander later on Sunday.
With coach Pep Guardiola recuperating from back problem, assistant coach Vilanova gave the post-match interview and in comments reported by AS, said: "All we wanted tonight was the second goal. We were not relaxed. We can look back on the game and see set-pieces and rebounds that just wouldn't go in.
''Doblas Zaragoza goalkeeper] was excellent tonight and it's not easy to play against team who always have eight men in the area. We played so long at 1-0 and the risk of conceding in the next play is so dangerous.''
Giving his thoughts on Tuesday's Champions League clash with Arsenal, Vilanova said:"We know how to play Arsenal and we know it will be very difficult. We've rested some players tonight (Abidal, Iniesta and Villa) and on Tuesday, our players should have no problems.
"They (Arsenal) are not going to close down as much and we will both attack and that type of game suits us better."
Barca will be without Gerard Pique and maybe Carles Puyol, but have no other injury worries. The Catalans will also be happy to have heard that Robin van Persie and Theo Walcott will be missing for the Gunners.
Captain Cesc Fabregas remains a doubt as well.
Kobe 8 Shoes
Nike Lebron Outlet
Lebron Office Shoes
fsJREED12