Basic Investment Loans

Also known as ‘Discount’ Investment Loans. These loans are a no frills version of the Standard Variable Investment Loan. Generally they have fewer features than the Standard Variable Investment Loan and are less flexible. These loans are only available for new borrowings.

Additional Repayments:

In most cases additional repayments are permitted however they maybe limited.


Basic home loans have a redraw feature however some lenders charge a fee, generally up to $50.00 per redraw.

Direct Salary Crediting:

Not Available


Not Available


Not Available

Payment Frequency:

Monthly Only

Repayment Holidays:

Not Available

Top Up:

Not Available

Interest Only:

Interest only repayments are available by some lenders for investment only however the interest rate is generally slightly higher. 


Contact Us for more information and to discuss the most suitable loan for your unique situation with any of our mortgage brokers. You can also get in touch with any of our mortgage brokers to help you with home loans in Sydney.

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