Line of Credit

Line of Credit facility allows you to combine your transaction account, savings account, Investment loan and personal loans into one account, working together to maximise your money. A Line of Credit provides you with the flexibility you need, allowing you to unlock the equity you have in your property, up to 90% of the value of your Investment, at any time.

A Line of Credit account makes your money work as hard for you as you for it. Everything your earn goes into it, and immediately reduces your outstanding Investment loan balance, automatically reducing the interest charges you pay. This is like earning tax free interest in an offset account. Everything you pay comes out if the line of credit. The difference between you income and expenses goes towards paying off your loan.

Use your interest free period on your credit card to leave money in your line of credit for longer saving you more interest.


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