FAQ

Frequently Asked Questions

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	Frequently Asked Question	Category
1	Are all Interest Offset accounts the same?	Multiple
2	Can I switch my Low Doc Loan to a Full Doc?	Low Doc Loans
3	Can you have an Interest Offset on a Fixed Loan?	Fixed Rate Loans
4	Do I receive Interest on the funds I have in my interest offset account?	Multiple
5	Do the members or directors of the SMSF need to guarantee the SMSF loan?	Multiple
6	Does my Credit History matter?	Low Doc Loans
7	Features of a SMSF purchasing property	Multiple
8	How can a SMSF purchase a property using a SMSF loan?	Multiple
9	How does an interest offset work?	Multiple
10	How does the SMSF loan structure work?	Multiple
11	How much can I borrow with a Low Doc Loan?	Low Doc Loans
12	Interest Offset for investment loans	Multiple
13	Is an Offset Account better than a Redraw facility for Investment Loans?	Multiple
14	Is an Offset account better than a Redraw facility?	Multiple
15	What are the loan features for a SMSF loan?	Multiple

Soft April home values and expectations of lower interest rates point to a further improvement in housing affordability

Mortgage One - Tuesday, May 01, 2012

Rismark Home Value Index Release Read more

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RBA to investigate funding costs

Mortgage One - Thursday, March 15, 2012

In a bid to determine whether or not Australia’s lenders were appropriate to move their rates independently of the cash rate, the Reserve Bank of Australia has launched an investigation into the true cost of funds. Read more

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